Tag: building credit
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How to Understand Your Credit Score and Why It’s Important?
I remember seeing my first credit card statement in my 20’s. It showed my credit card balances and credit score. I didn’t max out my card, thankully. My available credit was $500. I thought my credit score would be 850! Because I just got my 1st credit card, it was only 580(sigh). Your credit score…
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How to Use Credit Cards Responsibly
Credit cards are common in today’s financial landscape, offering convenience and purchasing power. However, they’re often viewed with apprehension, labeled as a path to debt and financial ruin. The truth lies in how they’re used. This article will dissect the pros and cons of credit cards, providing insights to help you decide whether they’re a…
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How to Use Credit Cards for Secure Online Shopping
Credit cards often get a bad rap, associated with debt and overspending. However, when used responsibly, they can be a powerful tool for secure shopping and financial management. This article will explore the benefits of credit cards, how they can enhance your security, and tips for using them wisely. Understanding the Credit Card Landscape Before…