Author: Joe Green

How to Use Compound Interest to Build Future Wealth

When I first started investing, I learned that compound interest is often called the “eighth wonder of the world”. It’s a powerful force that can greatly accelerate your wealth over time. Simply saving money is a good start but investing with interest is really a cheat code. Understanding how it works is crucial for making…
How to Invest in Gold and Silver: A Beginner’s Guide

What I remember most about Gold and Silver is that people call it “God’s money”. They say this because it comes from the earth and it can’t be printed or mass produced like currency or bills. Experts call it a “true store of value”. They have served as currency, symbols of wealth, and industrial materials.…
How to Start Investing in the U.S. Stock Market as a Beginner

Before becoming serious about investing I would often hear about the companies “going public”, junk bonds and stock market crashes. I also heard it was risky so I didn’t get started out of fear. Looking back, I wish I would have started investing sooner as it’s a great opportunity to build wealth. The U.S. stock…
How to Stop Impulse Buying and Save Money

The most important thing I learned when it comes to being financially free is…wait for it. Discipline. We all like to buy things we want but careful consideration is usually needed. It can be hard at the start but the more mindful I was about my spending. The more my savings increased. Impulse purchases are…
How to Understand Your Credit Score and Why It’s Important?

I remember seeing my first credit card statement in my 20’s. It showed my credit card balances and credit score. I didn’t max out my card, thankully. My available credit was $500. I thought my credit score would be 850! Because I just got my 1st credit card, it was only 580(sigh). Your credit score…
How to Choose Between a Checking and Savings Account

I have some strong opinions on bank accounts. When I was a young 19 year old with $50 in my checking account, I would be charged $15 every month for the “priviledge” letting a bank hold my money. Needless to say, I would be known as overdraft boy until I got a full time job.…
How to Use Credit Cards Responsibly

Credit cards are common in today’s financial landscape, offering convenience and purchasing power. However, they’re often viewed with apprehension, labeled as a path to debt and financial ruin. The truth lies in how they’re used. This article will dissect the pros and cons of credit cards, providing insights to help you decide whether they’re a…
The Top 10 Budgeting Tools and Apps

In today’s fast-paced world, managing your finances can feel overwhelming. Fortunately, a plethora of budgeting tools and apps are available to help you track spending, save money, and achieve your financial goals. This article will explore the top 10 budgeting tools and apps, highlighting their features, benefits, and how they can transform your financial life.…
How to Decide Whether to Rent or Buy a Home

Deciding whether to own or rent a home is one of the most significant financial decisions you’ll make. Both options come with their own set of advantages and disadvantages, and the best choice ultimately depends on your individual circumstances, financial goals, and lifestyle. This article will delve into the factors to consider when choosing between…
Why Investing Early Is Like Planting a Money Tree!

Imagine planting a tiny seed and watching it grow into a magnificent tree laden with fruit. That’s essentially what starting to invest early does for your financial future. It’s like planting a money tree, where the seeds of your initial investments blossom into a bountiful harvest over time. In this article, we’ll explore why starting…